.visa-scope{--ink:#171719;--ink-2:#4f5056;--ink-3:#86868c;--paper:#fbfbfa;--white:#fff;--line:#e7e7e4;--line-strong:#d9d9d5;--coral:#ef6e7d;--coral-dark:#d95165;--coral-wash:#fff0f1;--visa:#1434cb;--display:"Manrope",sans-serif;--body:"DM Sans",sans-serif;--max:1180px}*{box-sizing:border-box}.visa-scope{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);-webkit-font-smoothing:antialiased}.visa-scope a{color:inherit}img{display:block;max-width:100%}.visa-scope .progress{position:fixed;z-index:100;inset:0 auto auto 0;width:0;height:2px;background:var(--coral)}.site-header{background:rgba(251,251,250,.92);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.visa-scope .nav{width:min(var(--max),calc(100% - 48px));height:72px;margin:0 auto;display:flex;align-items:center;gap:36px}.brand{display:inline-flex;align-items:center;text-decoration:none}.visa-scope .brand-logo{width:78px;height:auto}.nav-links{margin-left:auto;display:flex;align-items:center;gap:27px}.visa-scope .nav-links a{color:#515158;font-size:14px;font-weight:500;text-decoration:none}.nav-links a:hover{color:var(--ink)}.visa-scope .nav-cta{padding:10px 17px;border-radius:999px;background:var(--ink);color:#fff!important}.masthead{position:relative;overflow:hidden;border-bottom:1px solid var(--line);background:linear-gradient(90deg,transparent calc(25% - 1px),rgba(23,23,25,.045) 25%,transparent calc(25% + 1px)),linear-gradient(90deg,transparent calc(75% - 1px),rgba(23,23,25,.045) 75%,transparent calc(75% + 1px)),var(--paper)}.visa-scope .masthead:after{content:"";position:absolute;width:520px;height:36px;right:-90px;bottom:48px;background:linear-gradient(90deg,rgba(20,52,203,0),rgba(20,52,203,.68),rgba(239,110,125,.68),rgba(255,182,91,.62));filter:blur(24px);transform:rotate(-7deg);opacity:.3;pointer-events:none}.masthead-inner{position:relative;z-index:2;width:min(960px,calc(100% - 48px));margin:0 auto;padding:88px 0 78px}.visa-scope .date-top{margin-bottom:38px;color:var(--ink-3);font-size:13px;font-weight:500}.masthead-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(260px,.65fr);gap:72px;align-items:end}.visa-scope h1{margin:0;max-width:700px;font:600 clamp(42px,5vw,64px)/1.02 var(--display);letter-spacing:-.05em;text-wrap:balance}.masthead-side{padding-bottom:4px}.visa-scope .deck{margin:0 0 30px;color:#3f3f44;font:500 21px/1.45 var(--display);letter-spacing:-.025em}.author{display:grid;grid-template-columns:42px 1fr;gap:12px;align-items:center}.visa-scope .avatar{width:42px;height:42px;display:grid;place-items:center;border-radius:50%;background:var(--coral-wash);color:var(--coral-dark);font:700 15px/1 var(--display);overflow:hidden}.avatar img{display:block;width:100%;height:100%;object-fit:cover;object-position:52% 58%}.visa-scope .author-name-row{display:flex;align-items:center;flex-wrap:wrap;gap:7px}.author-name{font-size:14px;font-weight:600}.visa-scope .linkedin-tag{width:19px;height:19px;display:inline-grid;place-items:center;border-radius:4px;background:#0a66c2;color:#fff;text-decoration:none}.linkedin-tag svg{width:12px;height:12px}.visa-scope .linkedin-tag:hover{background:#004182}.author-role{margin-top:2px;color:var(--ink-3);font-size:13px}.visa-scope .reading-time{margin-top:15px;color:var(--ink-3);font-size:12px}.partnership-line{width:min(960px,calc(100% - 48px));margin:0 auto;min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px;border-bottom:1px solid var(--line)}.visa-scope .category{color:var(--coral-dark);font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase}.lockup{display:flex;align-items:center;gap:14px;color:var(--ink-3);font-size:13px}.visa-scope .lockup .clink-logo{width:60px;height:auto}.lockup .visa-logo{width:52px;height:auto}.visa-scope .article-layout{width:min(960px,calc(100% - 48px));margin:0 auto;padding:68px 0 110px;display:grid;grid-template-columns:190px minmax(0,650px);gap:70px}.rail-inner{position:sticky;top:32px}.visa-scope .rail-label{margin-bottom:16px;color:var(--ink-3);font-size:10px;font-weight:600;letter-spacing:.12em;text-transform:uppercase}.rail a{display:block;padding:7px 0;color:var(--ink-3);font-size:13px;line-height:1.35;text-decoration:none}.visa-scope .rail a:hover{color:var(--ink)}.rail-rule{width:28px;height:1px;margin:24px 0;background:var(--line-strong)}.visa-scope .rail .small-cta{color:var(--coral-dark);font-weight:600}article{min-width:0}.visa-scope article p{margin:0 0 24px;color:var(--ink-2);font-size:18px;line-height:1.78}article .lead{margin-bottom:30px;color:var(--ink);font:500 23px/1.57 var(--display);letter-spacing:-.025em}.visa-scope article strong{color:var(--ink);font-weight:600}article a{color:var(--ink);text-decoration-color:#aaa9a5;text-decoration-thickness:1px;text-underline-offset:4px}.visa-scope article a:hover{text-decoration-color:var(--coral)}article h2{margin:72px 0 22px;color:var(--ink);font:600 clamp(29px,4vw,41px)/1.12 var(--display);letter-spacing:-.045em;text-wrap:balance}.visa-scope article h2#together{font-size:clamp(28px,3.5vw,37px)}.statement{margin:42px 0 48px;padding:30px 0;border-top:1px solid var(--ink);border-bottom:1px solid var(--line-strong);color:var(--ink);font:500 28px/1.4 var(--display);letter-spacing:-.035em}.visa-scope .steps{margin:34px 0 8px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.step{position:relative;min-height:250px;padding:18px 16px 20px;border:1px solid var(--line);border-radius:14px;background:var(--white);box-shadow:0 10px 28px rgba(23,23,25,.045)}.visa-scope .step:not(:last-child):after{content:"→";position:absolute;z-index:2;top:31px;right:-18px;width:24px;height:24px;display:grid;place-items:center;border:1px solid var(--line);border-radius:50%;background:var(--paper);color:var(--coral-dark);font-size:13px}.step-top{display:flex;align-items:center;justify-content:space-between;gap:12px}.visa-scope .step-icon{width:48px;height:48px;display:grid;place-items:center;border-radius:13px;background:var(--coral-wash);color:var(--coral-dark)}.step-icon svg{width:23px;height:23px}.visa-scope .step-num{color:var(--coral-dark);font-size:11px;font-weight:600;letter-spacing:.1em}.step h3{margin:24px 0 9px;font:600 16px/1.3 var(--display);letter-spacing:-.02em}.visa-scope .step p{margin:0;color:var(--ink-3);font-size:13px;line-height:1.55}.partner-split{margin:36px 0 34px;display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--ink);border-bottom:1px solid var(--line-strong)}.visa-scope .partner{padding:25px 25px 28px 0}.partner+.partner{padding-left:25px;border-left:1px solid var(--line-strong)}.visa-scope .partner-brand{width:130px;height:28px;display:flex;align-items:center;overflow:hidden}.partner-brand img{display:block;flex:0 0 auto;max-width:none;object-fit:contain}.visa-scope .partner-brand--visa img{width:auto;height:26px}.partner-brand--clink img{width:auto;height:34px}.visa-scope .partner p{margin:17px 0 0;color:var(--ink-3);font-size:14px;line-height:1.65}.merchant-grid{margin:36px 0 22px;display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--ink);border-bottom:1px solid var(--line-strong)}.visa-scope .merchant-card{min-height:245px;padding:23px 22px 27px 0}.merchant-card+.merchant-card{padding-left:22px;border-left:1px solid var(--line-strong)}.visa-scope .merchant-index{color:var(--coral-dark);font-size:10px;font-weight:600;letter-spacing:.1em}.merchant-card h3{margin:34px 0 10px;font:600 17px/1.3 var(--display);letter-spacing:-.025em}.visa-scope .merchant-card p{margin:0;color:var(--ink-3);font-size:14px;line-height:1.62}.install-strip{margin:34px 0 12px;padding:24px 26px;display:flex;align-items:center;justify-content:space-between;gap:24px;border-radius:14px;background:var(--ink);color:#fff}.visa-scope .install-strip strong{display:block;color:#fff;font:600 17px/1.3 var(--display)}.install-strip span{display:block;margin-top:5px;color:rgba(255,255,255,.58);font-size:13px;line-height:1.5}.visa-scope .install-link{flex:0 0 auto;padding:11px 16px;border-radius:999px;background:var(--coral);color:#fff;font-size:12px;font-weight:600;text-decoration:none}figure{width:100%;margin:72px 0}.visa-scope .frame{max-width:100%;overflow:hidden;padding:9px;border:1px solid var(--line-strong);border-radius:15px;background:#fff;box-shadow:0 22px 60px rgba(27,25,22,.09)}.window-bar{height:30px;display:flex;align-items:center;gap:6px;padding:0 9px}.visa-scope .window-bar span{width:7px;height:7px;border-radius:50%;background:#dcdcd8}figure img{width:100%;height:auto;border:1px solid #ecece8;border-radius:9px}.visa-scope figcaption{margin-top:13px;color:var(--ink-3);font-size:12px;line-height:1.5}.closing{margin-top:76px;padding-top:34px;border-top:1px solid var(--ink)}.visa-scope .closing h2{margin-top:0}.actions{margin-top:28px;display:flex;flex-wrap:wrap;gap:10px}.visa-scope .button{display:inline-flex;align-items:center;justify-content:center;min-height:45px;padding:0 18px;border-radius:999px;font-size:13px;font-weight:600;text-decoration:none}.button.primary{background:var(--ink);color:#fff}.visa-scope .button.secondary{border:1px solid var(--line-strong);color:var(--ink);background:#fff}.author-end{margin-top:80px;padding:24px 0;display:grid;grid-template-columns:44px 1fr;gap:14px;align-items:center;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.visa-scope .author-end p{margin:3px 0 0;color:var(--ink-3);font-size:13px;line-height:1.5}footer{border-top:1px solid var(--line);background:#f6f6f4}.visa-scope .footer-inner{width:min(var(--max),calc(100% - 48px));min-height:90px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:24px;color:var(--ink-3);font-size:12px}.footer-links{display:flex;flex-wrap:wrap;gap:22px}.visa-scope .footer-links a{text-decoration:none}.footer-links a:hover{color:var(--ink)}@media (max-width:880px){.visa-scope .masthead-grid{grid-template-columns:1fr;gap:40px}.masthead-side{max-width:520px}.visa-scope .article-layout{grid-template-columns:1fr;gap:0}.rail{display:none}.visa-scope .steps{grid-template-columns:1fr 1fr}.step:not(:last-child):after{display:none}.visa-scope figure{width:100%;margin-left:0;transform:none}}@media (max-width:620px){.visa-scope .article-layout,.visa-scope .footer-inner,.visa-scope .masthead-inner,.visa-scope .nav,.visa-scope .partnership-line{width:calc(100% - 32px)}.nav{height:64px}.visa-scope .nav-links a:not(.nav-cta){display:none}.masthead-inner{padding:64px 0 54px}.visa-scope .date-top{margin-bottom:30px}h1{font-size:40px}.visa-scope .deck{font-size:19px}.article-layout{padding:48px 0 82px}.visa-scope article p{font-size:17px}article .lead{font-size:21px}.merchant-grid,.visa-scope .partner-split,.visa-scope .steps{grid-template-columns:1fr}.visa-scope .step{min-height:auto;padding:18px 16px 20px}.partner,.partner+.partner{padding:22px 0 24px;border-left:0}.visa-scope .merchant-card,.visa-scope .merchant-card+.merchant-card{min-height:auto;padding:22px 0 24px;border-left:0}.merchant-card+.merchant-card,.visa-scope .partner+.partner{border-top:1px solid var(--line-strong)}.install-strip{display:block}.visa-scope .install-link{margin-top:18px;display:inline-flex}figure{width:100%;margin-left:0}.visa-scope .frame{padding:5px;border-radius:11px}.footer-inner{padding:25px 0;display:block}.visa-scope .footer-links{margin-top:14px}}